RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer)

The RTGS and NEFT facility has been made available for customers to transfer fund from one Bank to another Bank at all Branches of our Bank.


Our all Branches have their own IFSC Code and MICR Code.

The timings for RTGS and NEFT transactions are as given below:


TRANSACTION TIMINGS
RTGS
NEFT
Monday to Saturday
(Except 2nd and 4th Saturday)
08:00 AM to 04:00 PM
08:00 AM to 06:30 PM

Note: The settlement for RTGS NEFT transactions takes place every hour during time window mentioned above.


The minimum amount for customer transactions through RTGS is Rs.2 Lakhs while there is no amount restriction for NEFT transactions. In RTGS and NEFT Customer transactions are permitted. As per the RBI guidelines applicable from 1st RTGS, NEFT will be credited to beneficiary account on only the basis of Beneficiary account number. Therefore, the originator of transaction will have to ensure that the correct Beneficiary Account number has been written in the Funds Transfer Application Form.


Click Here to download RTGS NEFT Application Form

The Charges for RTGS and NEFT transactions Charges are as given below:


TRANSACTION TIMINGS
RTGS
NEFT
Outward RTGS / NEFT transactions -
Up to Rs 1 Lakh
Not Applicable
Rs. 5 per transaction + GST (as applicable)
Above Rs. 1 Lakh and up to Rs. 5 Lakh
Rs. 25 per transaction + GST (as applicable)
Rs. 25 per transaction + GST (as applicable)
Above Rs. 5 Lakh
Rs. 50 per transaction + GST (as applicable)
Rs. 50 per transaction + GST (as applicable)
Note : For Inward RTGS / NEFT transactions - fee, no charge to be levied.

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