RATE OF INTEREST (Last Updated - 30/06/2021)
Saving Accounts
SAVING BANK ACCOUNT
RATE OF INTEREST
With Cheque Book Facility 03.50 %
No Frills Account / Basic Savings Bank Account 03.50 %
Fixed Deposit
TENURE PERIOD
GENERAL
SENIOR CITIZEN
7 days to 14 days
15 days to 29 days 04.00 % 04.50 %
30 days to 45 days 04.00 % 04.50 %
46 days to 90 days 04.25 % 04.75 %
91 days to 180 days 04.50 % 05.00 %
181 days to 364 days 04.75 % 05.25 %
1 Year to 2 Year 05.00 % 05.50 %
2 Year to 3 Year 05.00 % 05.50 %
3 Year to 5 Year 05.00 % 05.50 %
5 Years and 10 Years 05.00 % 05.50 %
Recurring Deposit
TENURE PERIOD
GENERAL
SENIOR CITIZEN
6 Months to 1 Year 04.75 % 05.25 %
1 Year to 2 Year 05.00 % 05.50 %
2 Year to 3 Year 05.00 % 05.50 %
3 Year to 5 Year 05.00 % 05.50 %
5 Years and 10 Years 05.00 % 05.50 %
Loan and Advances
DESCRIPTION
RATE OF INTEREST
OVER DRAFT
Over Draft - Against NSC 13.50 %
Over Draft - Mortgage - Public 11.50 %
CASH CREDIT
Cash Credit 10.40 %
Cash Credit - Industrial Loan 10.40 %
Cash Credit - Easy Trade Loan 10.40 %
LOANS
Education Loan 10.00 %
Commercial Loan 10.50 %
Industrial Loan 11.50 %
Housing Loan 08.75 %
Housing Loan Woman 08.75 %
Mortgage Loan 11.50 %
Two Wheeler Loan 13.50 %
Four Wheeler Loan 10.00 %