RATE OF INTEREST (Last Updated - 01/11/2022)
Saving Accounts
|
SAVING BANK ACCOUNT
|
RATE OF INTEREST
|
| With Cheque Book Facility |
04.00 % |
| No Frills Account / Basic Savings Bank Account |
04.00 % |
Fixed Deposit
|
TENURE PERIOD
|
GENERAL
|
SENIOR CITIZEN
|
| 7 days to 14 days |
|
|
| 15 days to 29 days |
04.25 % |
04.75 % |
| 30 days to 45 days |
04.25 % |
04.75 % |
| 46 days to 90 days |
04.50 % |
05.00 % |
| 91 days to 180 days |
04.75 % |
05.25 % |
| 181 days to 364 days |
05.00 % |
05.50 % |
| 1 Year to 2 Year |
05.25 % |
05.75 % |
| 2 Year to 3 Year |
05.50 % |
06.00 % |
|
| 3 Year to 5 Year |
06.00 % |
06.50 % |
|
| 5 Years and 10 Years |
06.00 % |
06.50 % |
|
Recurring Deposit
|
TENURE PERIOD
|
GENERAL
|
SENIOR CITIZEN
|
| 6 Months to 1 Year |
04.75 % |
05.25 % |
| 1 Year to 2 Year |
05.00 % |
05.50 % |
| 2 Year to 3 Year |
05.00 % |
05.50 % |
|
| 3 Year to 5 Year |
05.00 % |
05.50 % |
|
| 5 Years and 10 Years |
05.00 % |
05.50 % |
|
Loan and Advances
|
DESCRIPTION
|
RATE OF INTEREST
|
|
OVER DRAFT
|
| Over Draft - Against NSC |
13.50 % |
| Over Draft - Mortgage - Public |
11.00 % |
|
|
|
CASH CREDIT
|
| Cash Credit |
09.95 % |
| Cash Credit - Industrial Loan |
10.40 % |
| Cash Credit - Easy Trade Loan |
10.40 % |
|
|
|
LOANS
|
| Education Loan |
10.00 % |
| Commercial Loan |
10.25 % |
| Industrial Loan |
11.00 % |
| Housing Loan |
07.90 % |
| Housing Loan Woman |
07.90 % |
| Mortgage Loan |
10.90 % |
| Two Wheeler Loan |
13.50 % |
| Four Wheeler Loan |
09.80 % |